Hire Purchase

Why Choose Hire Purchase?

At AMI, we like making our customers lives easier. Our HP contract is designed to shelter your cash flow throughout the purchase of a vehicle. Have the car you want right away by paying as little as a 10% deposit.

Hire purchase is ideal for individuals or non-VAT registered companies that require ownership of the vehicle at the end of the term.

What is Hire Purchase?

The Benefits

Pay an initial deposit and then a series of monthly payments until the end of the contract. At the end of the contract, the customer takes ownership of the vehicle.

It is purely a finance package and does not include maintenance or other added-value services.

The customer is liable for the full value of the vehicle and has no option to return it at the end of the agreement. To lower the monthly payment, a balloon agreement can be arranged. The customer is liable for this value and will take ownership on payment.

What is a balloon payment?
A balloon (residual) payment is the sum of the money that has been deferred throughout your contract; you can pay less each month by agreeing to pay the sum owed upon the contract’s expiry.

Own The Vehicle At The End

A Hire purchase agreement allows the end user to take ownership of the vehicle once all payments have been made

Flexible Registration

The vehicle can be registered in the name of the customer or the company

New Vehicle

Get a new car by only paying a low deposit.

VAT Inclusive

All HP Figures are inclusive of VAT


I have had the pleasure of working with AMI for over 20 years and that is a testament to a great business relationship in itself. The team at AMI are always ready and, most importantly, able to assist and resolve the requests we throw at them. The team are a pleasure to deal with and communicate reliably and quickly, which means we know whatever we ask will be dealt with speedily and without having to chase up, a rarity in business these days !! Long may the relationship continue to flourish, thank you AMI.

Earl Robinson Director - Vision PLC

My company turned to AMI when we started 19 years ago and Darren sourced our first company cars. A Red Rover vitese and he came out to our first major breakdown, the same Rover Vitese on the A10. Since then they have sourced everything from Mini to classic xjs all with professionalism and a smile.The company and their staff are the perfect partners when you need to source/lease/buy or sell, don’t take my word give them a go!!!

Chris Powell MD - CP Timber

AMI have served my companies for over 25 years by providing fully serviced fleet hire vehicles for me and my senior staff. As Consulting Civil Engineers operating in the Infrastructure Industry we need reliability and back up to keep our people on the move. AMI have always done that for us with a friendly and ‘no quibble’  attitude. I would have no hesitation in recommending them for your fleet needs.

Richard Bettridge Director - Motion Consultants Limited

I have been using AMI to supply both my personal and company vehicles for over 20 years now and that’s a testament to the relationship we have built. For me, loyalty is a big factor in business and not everything is built on price alone these days and that is what I find refreshing about the personalised service they give you. I know that whatever my requirements, Neil and the team will do everything they can to help to find the deal I’m after. I would have no hesitation in recommending AMI, they have been an absolute pleasure to work with.

Firas Bilbeisi MD - Corporate Management Telecom Limited

I have dealt with the staff at AMI for over 20 years and found them to be courteous, highly knowledgeable and devoted to the art of doing business with genuine integrity. In an age when the customer may not always feel they come first and in an industry not always known for quality of service, they are almost unique. I look forward to many more years of mutually beneficial association.

Paul Bruhin‐Price MD - T.E.D Ltd

We have been using AMI Leasing for many years now and have to say that they have been an absolute pleasure to do business with. From sourcing vehicles, delivering them personally on the agreed date and in tip-top condition, it’s a service that goes above and beyond what would normally be expected. We have no hesitation in recommending the guys at AMI Leasing and of course
we hope to do business with you again in the future.

Darren Staggs Elsenham Taxis

We were looking for a new Van for our business and Ian gave us a quotation on the specification on what we required. Ian won the quote and the whole process from start to finish was dealt with expertly and we received our new van on time. The after sales from the team have been faultless ensuring any questions we had was answered swiftly. We have no hesitation in recommending AMI vehicle Leasing to friends, family and business colleges.

Matthew Pearce Melissa Electrical

I used AMI to purchase my new car. I dealt exclusively with Ian Tolley who was engaging, friendly, helpful, knowledgeable and communicative. I got a very good deal and the car was delivered on time. From my experience, I have no hesitation in recommending both Ian and AMI.

Tom Urwin

Dear Ian, thank you so much for all your efforts in finding my new car and especially big thank you for my big surprise, yellow is the new black!! I love it.

Samantha Smith Office Manager - BPC
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